It’s December 1972. I am three years old. My parents have to be away for the night. They drive me to stay with Dad’s brother and his family. It’s cold and it’s raining. We stand on a covered porch and knock. A big lady with a big smile opens the door to greet us.
“This is your Aunt Janice,” Mom tells me. “And this is your cousin Nicky.”
You are standing behind your mother. You are eight years old. This is the first time we meet. You’re not interested in a little kid like me, and I’m too timid to pay much attention to you.
Mom and Dad leave. Your mother reads to me: The Little Engine that Could, Curious George, Doctor Seuss. You sit nearby and listen. Before bed, I learn that you wear plastic pants like I do. You’re a big boy but you still wet the bed.
It’s a Sunday in autumn 1978. You are fourteen; I am nine. My family is visiting yours after church. You are curled up in a chair watching football on a black-and-white television. You have a magazine in your lap. I am watching you watching football. We don’t have a TV, and I don’t know anything about football.
“What are you doing?” I ask.
“I’m watching the Pittsburgh Steelers,” you say. “They’re my favorite team.” You show me the magazine — an entire magazine only about football. It lists the teams and the players and the schedules for the entire season. You show me how you take notes in the magazine, writing down the scores of each game, writing notes about your favorite players.
I tell you that I like comic books. When the game is over, you take me upstairs to show me your comics. You don’t have many, and none of them are about superheroes, but when you offer me a Richie Rich, I take it home with me.
This is our first real interaction not as cousins, but as friends.
We see each other often at family gatherings during our childhoods. We are friendly, but the five years between us is a very real barrier at this point. Soon, that barrier will fall.
It’s sometime during 1983. I’m riding in the car with Dad. He hands me the newspaper and tells me to turn to a specific page. It’s an article about you. You are nineteen. You have been convicted of a crime, a crime that I don’t understand. Dad explains it. You’ve hurt somebody very badly.
We don’t see you at family gatherings for a couple of years.
It’s summer 1986. You’re living down the road at grandpa’s house. Since grandma died, he’s been struggling and it’s helpful to have somebody living with him. You have the entire upstairs to yourself. At first, I’m nervous about visiting you. You are a criminal. I cannot let that go from my mind. Eventually, however, I let my guard down. I allow myself to move on.
You’ve begun working for Dad as the box factory’s first employee. When I help in the shop after school, you and I chat. We talk about music. We talk about books. (After you read Zen and the Art of Motorcycle Maintenance, we talk a lot about Quality.) We talk about movies, especially your favorites like Being There and After Hours.
Now and then, I walk down the road to visit you. We sit upstairs and you play your records for me. You play Yes and Deep Purple and Queen. (You play me a lot of Queen.) You play Styx for me: The Grand Illusion. To you, it’s an okay album. To me, it’s a revelation. It becomes part of the soundtrack to my life.
It’s September 1991. I’ve graduated from college without a plan. I take a job selling insurance door to door. The job requires I live near Portland, so I move in with you. You’re renting a duplex in Canby.
Your home is a mess. It’s chaos. It’s a disaster area. There are dishes piled high in the sink. There are clothes piled high on the floor. There’s Stuff everywhere. But you have a spare bedroom for me, so I live there.
You work at the box factory. I sell insurance. In the evening, we chat and play games while watching MTV. Nirvana’s “Smells Like Teen Spirit” is in heavy rotation. We don’t know what to think of it.
I buy a Super Nintendo. I buy a Game Boy. I buy a Geo Storm. “You’re spending a lot of money,” you tell me. “It’s money you don’t have yet.” You warn me about going into debt, but I don’t listen.
It’s spring 1993. You’ve been watching me struggle with money. You lend me a copy of The Only Investment Guide You’ll Ever Need by Andrew Tobias. You show me how to use Quicken to track my money. You teach me about mutual funds.
I begin investing $150 each month in Invesco mutual funds. You are pleased. So am I. But this adventure ends when I decide that I’d rather have a new computer. I cash out my shares to buy a new Macintosh. You are disappointed in me.
It’s autumn 1994. You’ve purchased a house in Molalla. But because you’re a cheap bastard, it’s a cheap house. It’s 80 years old. Maybe more. It’s in rough condition. You don’t care. It’s yours.
On Sunday mornings, I drive out to watch football with you. I buy donuts and chocolate milk, which we consume in great quantities. We watch the Pittsburgh Steelers. In the afternoons, we watch the Seattle Seahawks. Some days we play computer games instead. We play Warlords and Warlords II. We play Darklands. We play Civilization.
We have become close friends.
We attend concerts together. We eat dinner together. We talk about music and movies and games and books. You are one of the only people in my life who is willing to engage in deep, philosophical conversations and I appreciate that.
It’s July 1995. Dad is dying. The cancer is dragging him under. He’s decided to leave 60% of the box factory to Mom, 10% to me, 10% to Jeff, and 10% to Tony. He’s also leaving 10% to you, his nephew. More importantly, he’s leaving you in charge of the business.
Since your father died five years ago, my father has stepped into that role for you. He truly sees you as a son.
During the final weeks of Dad’s life, you begin leading the business. You’re also active in helping him put his personal affairs in order. The day he dies, you’re the one who is responsible for getting his will notarized. You personally dig Dad’s grave at the church cemetery. It’s a monumental task but you see it as a debt you owe him.
(Twenty-seven years later, I deliberately seek to pay you the same respect. During the last two months of your life, I’m with you as much as possible. “I want to be your hands and feet,” I tell you, and I mean it.)
It’s summer 1996. You have embraced your homosexuality. You are living the Gay Life. You are partying and dating and going to the gym. You introduce me to some of your friends: Tom, David, Shad, Hector.
You sell your house and rent an apartment in Portland. You begin to travel. You’re interested in European history, so you tour Greece and Italy with Hector. You make another trip to see Italy with your friend Kathy. You tell me that I ought to travel too. I’m not interested in travel.
You’ve been a life-long stamp collector, but now your focus turns to ancient coins. Ancient coins give you a chance to combine two passions: collecting and history.
It’s summer 1999. One afternoon I come back from making sales calls and have a bunch of trading cards in my hand. “What are those?” you ask.
“They’re Magic cards,” I say. I explain that Magic: The Gathering is a game played with collectible cards. Each card bends the rules in some tiny way. Your aim is to use your pool of cards to build a deck that can defeat the deck your opponent builds. “I guess it’s a little like the card game War,” I say.
I teach you to play. Within a few months, you know more about the game than I do. Much more. You become obsessed with it. You buy boxes of cards. You play in tournaments. You’re not especially good, but you enjoy it. And you have moments of brilliance. In fact, at one tournament you actually defeat the number one player in the world. Mostly, though, your play is fair to middling.
During the next 20+ years, you build a vast collection of Magic cards. You have thousands of cards. Tens of thousands of cards. Hundreds of thousands of cards.
You also dive deep into ancient coins. You order bags of “uncleaned coins” from internet dealers, then meticulously soak and scrub them. When they’re clean, you get the joy of trying to determine which coins you’ve acquired. You buy books on coins. You read about coins. You try to share your passion with your family and friends, but nobody else is interested.
It’s July 2007. I’ve just returned from my first trip to Europe: two weeks in the U.K. with my wife and her family. I’m back at the box factory but struggling. I don’t want to be there. I want to be anywhere but the box factory.
You are angry. You are bawling me out. “You never should have gone on that trip,” you spit. “Your absence made it abundantly clear just how little work you do around here.”
You’re not wrong. For a while, I’ve done almost nothing at the box factory. My attention has been focused on this blog, on Get Rich Slowly. In fact, I’m now earning as much from the blog as I am from the box factory.
“You’re right,” I say. “So why don’t I quit?” It takes a few months for me to get the guts, but I do it. I leave the box factory to become a full-time writer.
It’s November 2008. You and I spend an afternoon cleaning the moss from Mom’s roof. While doing so, we have another one of our deep conversations. This one is about money. It’s about wants and needs. I turn this conversation into a blog post, and the ideas we discuss become a key part of my financial philosophy.
It’s September 2012. You and I take a three-week tour of Turkey. We make it up as we go along. It’s the first time we’ve traveled together, and we’re pleased to discover that we’re perfect travel companions. There’s an easy flow to our journeys.
We enjoy strolling through Istanbul together, we enjoy taking the bus to Pamukkale, we enjoy the early morning hot-air balloon ride over Cappadocia. But we’re also willing to give each other space. I spend one day at the hostel, writing and drinking beer. You spend a day exploring small villages in central Turkey. It’s a grand adventure that we both enjoy.
When we return from Turkey, we agree that we should travel together in Europe on a regular basis. But life gets in the way.
It’s Spring 2017. It’s been five years since our trip to Turkey. We’re ready travel together once more. After a year of talking and planning, you and I and Kim have plotted a month-long driving tour of Spain. Mostly, we’re going to make it up as we go along — just as we did before. We spend a Saturday evening finalizing details over a bottle of red wine. “I’ll start booking places next week,” I say.
But on Monday, you phone me. “J.D, don’t start booking yet,” you say. “This is the thing. I have cancer. I’ve been getting some tests and the results just came back. I have esophageal cancer, and I need to start treatment immediately. I can’t do the trip.”
My heart sinks — not for me, but for you. It’s the family curse. Grandma died of cancer. Your father died of cancer. My father died of cancer. Your brother died of cancer. All of us Roth males live in fear. We’re waiting for the day we learn that the curse has struck. And now it has struck you.
It’s Summer 2018. The doctors have been treating your cancer with immunotherapy. You and I grab the dog on a Wednesday morning and drive to the Oregon coast. You tell me all about your cancer, its survivability (bleak!), and the things you still want to do.
“I want to travel, J.D.,” you say. “You and I still have time to see the world.”
Your prognosis waxes and wanes. Some days it seems like you’ll live for years. Others, it seems like you have only weeks. Still, we manage to plan and execute a family trip to Europe in December. Your brother and three members of his family join us to explore Christmas markets in Austria, Hungary, Czech Republic, Switzerland, Germany, and France.
After your brother’s family returns home, you and I travel together for a week. Against your protests, I pay for us to ride the Glacier Express across the Swiss Alps. It’s too expensive for your frugal nature. But you love it. You are in awe. “J.D.,” you tell me later, “I’m so glad you made me do that. It was one of the highlights of my life.”
It’s May 2019. You and I are in the middle of a two-week tour of northwestern France. We’re making it up as we go along, as we like to do.
We spend a night on the island of Mont-Saint-Michel. You love it. We spend a night at Fontevraud Abbey, where we eat in the Michelin-star restaurant. You do not love the meal. The food is fancy but you are unimpressed. It’s too expensive. You cannot believe that I would spend money on this.
As we drive across France, our discussions are deep and weighty. You are weak and tired. Your mortality is heavy on your mind. Like me, you are filled with self-loathing — the crime you committed in your youth is always on your mind — so we talk at length about what makes a person good and what makes a person bad. Does one mistake define a life? How can you forgive yourself for the wrongs you’ve done to others? Neither of us has any solutions, but it helps to talk about these things with someone you trust.
It’s COVID times. You make yourself scarce. You are immunocompromised, so you’re unwilling to take risks. You are angry at your brother and his family because they don’t take COVID seriously. You vent your frustrations to me. You love Bob but this is causing a real rift in your relationship.
You continue your treatments — chemotherapy and others. Often, these treatments leave you drained and exhausted. You cannot even bring yourself to play Everquest. (You’ve been playing Everquest for nearly twenty years. You have a regular group that you play with. The game is a big part of your life.)
“Make some videos for me,” you say. You tell me this again and again. So, I make some videos for you.
I record myself playing Heathstone. I record myself playing World of Warcraft. I record myself playing Civilization. When you don’t have the strength and focus to play games yourself, you watch me playing my games. I have no idea why you find this appealing, but you do. So, I continue to record videos for you.
It’s December 2021. You’ve grown much weaker. You are tired all of the time. It’s a struggle for you to walk. Still, you’re doing your best to live life as normal.
“I want to visit you and Kim in Corvallis,” you say. You drive down one Saturday and bring with you boxes of craft supplies. We spend hours building Christmas ornaments and decorations. In the evening, you introduce us to “The Great British Baking Show”.
The next Saturday, I drive up to Portland. You and I spend the day baking Christmas cookies. You’re weaker even than seven days ago, so you sit at the table and mix ingredients. I do all of the moving around.
“I think I’m going to leave my coins and cards to you,” you say. I’m uncomfortable with the conversation.
“Whatever you’d like,” I say. Over the years, you and I have continued to play Magic: The Gathering. You frequently play online. I play only when you and I attend “pre-release” tournaments. Maybe once each year, we’ll spend a Friday night with other nerds, playing Magic in local game stores. You remain a better player than me, but my skills are improving. I rarely lose anymore, but I don’t win much either. I earn a lot of draws.
It’s 11 February 2022. We’re packing your apartment. You’ve decided to move to Canby so that you can be closer to your brother and closer to the box factory. You and I are sifting through 21 years of Stuff. We’re creating a pile to donate. We’re stuffing boxes with clothes and mementos. Mostly, we’re packing your collections.
You have boxes and boxes of Magic cards. You have boxes and boxes of ancient coins. You have travel souvenirs. You have old computer games and manuals. You have children’s books. You have crafting supplies. You have far too much food for a single guy — and most of that food is long expired.
As we pack, we reminisce. We talk about the things we’ve done together. We talk about the things we want to do — the things we wanted to do. You show me your new fish. You’ve always loved aquariums. During the 1990s, you and I both set up aquariums at the same time, but we lost interest after a few months. Now, at the end of your life, you’ve decided you want to keep fish again. You enjoy telling me all about them.
It’s 26 February 2022. I’ve returned to help you pack. It’s slow going because you have no stamina. You find it difficult to make decisions. You are having trouble breathing. “Hector says I should go to the E.R. when I have trouble breathing,” you say, “but that seems excessive.”
After two hours, though, you’ve changed your mind. You ask me to drive you to the hospital, so I do. The pneumonia you had in January has returned. And the doctors tell you that the reason you’re having so much trouble breathing is that your left lung has collapsed.
It’s 04 March 2022. I’m at your apartment to help you finish packing. You are scheduled to move the next morning. The phone rings. It’s one of your doctors. You put him on speaker so that I can listen. You are seated on the sofa, your head bowed. As the doctor talks, you rock back and forth. Back and forth. Back and forth.
The doctor tells you that a feeding tube is not an option. “I’m sorry,” he says. “We can’t take the risk. The procedure is likely to kill you.” The doctor is audibly uncomfortable, yet he spends twenty minutes talking you through what comes next.
“I know this hurts to hear,” he says, “but you only have a few months left. Maybe a few weeks. It’s hard to say.” In reality, your life will end in 53 days.
“At this point,” the doctor says, “you should make your life about you. You should eat what you want to eat. You should drink what you want to drink. You should go where you want to go. You should see the people you want to see.”
You rock back and forth. Back and forth. Back and forth. “Thank you,” you say. “I understand.” After the call has finished, you sit in silence for a few minutes. I watch from the kitchen.
“Well,” you say. “I guess we should finish packing.” So we do.
I spend the night at your apartment. This is the first of 29 nights I will spend with you during the final 53 days of your life. From here on out, either your brother or I — often both of us — will be with you nearly all of the time.
It’s 07 March 2022. Yesterday was your 58th birthday. Today, we are unpacking at your new apartment. In a strange twist of fate, it’s the other half of the duplex you and I rented together in 1991.
You’ve set up three aquariums in the apartment, including one devoted only to Mbuna cichlids from Lake Malawi. That tank is currently home to six 34-cent goldfish, but you and I will gradually purchase nineteen cichlids over the next few weeks.
Your brother and his wife come over to help us unpack the kitchen. You sit in your walker and sort the boxes. You hand food to us. Audrey handles the food you’re keeping, tucking it into cupboards. Bob boxes some food to take home. I box the rest for me and Kim.
After Bob and Audrey leave, you begin experiencing severe chest pains. I drive you to the emergency room. You and I spend the night in the E.R. while doctors perform a variety of tests. I show you the videos I’ve made of our trips to Turkey and France.
These videos take your mind off your situation. I promise that I’ll finish the video of our family trip to European Christmas markets, but I never get the chance to do so. You’re discharged at five and we head home.
It’s 13 March 2022. You and I drive around Portland to look at fish. Your aim is to have 25 cichlids in your 90-gallon tank, but we start with six.
In the afternoon, Bob and Hector come over. The three of us have planned an important conversation with you, and you can smell it from a mile away. “You’re taking away my keys, aren’t you?” you say. Yes, we are taking away your keys. Driving has become dangerous for you. But that’s not all.
Hector asks if you’ve considered hospice. You become defensive. You don’t want to do hospice because you’re afraid that means surrendering to the disease. You don’t want to surrender. You want to fight. You want to continue driving to the E.R. whenever you have a problem.
Bob and Hector and I know this isn’t a workable solution. We try to talk some sense into you. You are resistant. You and Hector bicker like an old married couple. In the end, though, you agree to meet with hospice to learn more about it. By the time I see you next, you have enrolled in a hospice program. It makes everything so much easier.
Over the next six weeks, we all come to appreciate the hospice nurses and volunteers. They’re amazing.
Also over the next six weeks, you have us watch hundreds of hours of the Aquarium Co-Op channel on YouTube. The channel plays almost constantly on the living room TV. Eventually, you have me drive you to purchase a new $300 TV so that you can hear and see the Aquarium Co-Op videos better.
At first, I’m annoyed by the constant fish videos. In time, however, I grow to love them. They’re comforting. And the host (Cory) is precisely the kind of YouTube personality I’d like to be — only he talks about fish and I’d like to talk about health and wealth. Bob and Hector and I may be the folks providing the bulk of your in-person care, but you demand Cory as a constant presence too.
It’s 17 March 2022. We’re driving to Portland so that you can visit your friend Kathy — and so that you can buy more fish. We’re talking about all of the loose ends in your life. I ask why it took you so long to complete your will. I ask why you haven’t designated beneficiaries on your investment accounts. I ask why you haven’t made a list of your logins and passwords.
“I’m in denial, J.D.” you say. I tell you that I get it.
The conversation turns to your new apartment and all of the boxes left to unpack. “It would really help if you took some of this stuff down to Corvallis,” you tell me. “I keep saying it’s okay to take some of the boxes of coins and Magic cards now before I die,” you say. “Why don’t you do it?”
I shrug. “I don’t know,” I say. “I guess I’m in denial too.”
You grab my right arm, causing me to veer slightly as I steer. “Thank you, J.D.,” you say. “Thank you. I get it too.”
It’s 22 March 2022. I’ve been away for three days taking care of Real Life in Corvallis. I’ve just returned to Canby. You are surly and sour. You are in pain. You are uncomfortable. You are finding it difficult to breathe. You are taking your frustrations out on everyone around you, even those that you love. Especially those that you love.
I can see that Bob is frustrated. “How do you feel about buying some new fish?” I suggest.
“I feel great about buying some new fish,” you say. I drive you around Portland for four hours. You’re too weak to exit the car, so I go into the pet stores and film their selection of cichlids. Then I return to the car so that you can see what each store has in stock. Eventually, we buy two fish.
We’re near Uwajimaya, the Asian grocery store, and you decide you want to try to go in. We get you out of the car, change oxygen canisters, then find a shopping cart for you to lean on. It takes fifteen minutes to walk from the snack aisle to the deli section. The journey exhausts you.
It’s precisely midnight between 23 March and 24 March 2022. You call from the other room: “Hello? Help!” I spring from the couch. Bob leaps from his recliner. We’re by your side in seconds.
“I can’t breathe,” you whisper. Your voice is plaintive, desperate. Bob wraps his arms around you and lifts you to a seated position. I pull the Pittsburgh Steelers blanket off you and then turn the oxygen dial to five, the highest it can go. You sit on the edge of the bed, gasping.
